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HP 1 2c F inanc ial C alc ulator Quic k Start Guide Ed it i o n 1 HP P ar t Number: F22 30 -9020 1.
Legal Notices This manual and any e xamples contained her ein are pr ov ided "as is" and are subjec t to change w ithout notice. He wlett-P ack ard C ompany mak es no warr anty of any kind w.
Cont en ts Table of Contents Welcome to your HP 12c Financ ial Calculator ........................... 1 The Keys............................... ............................. .................... 1 Customizing the Calculator ...........................
Contents.
Getting St arted 1 1G e t t i n g S t a r t e d W elcome to your HP 1 2c Finan cial Calculator This booklet is intend ed to get you started qui ckl y with the basi c featur es of y our 1 2c F inanc ial C alcul ator .
2 Getti ng St arted • T o specify the primary func tion pr inted on the upperf ace of a ke y , pr ess the k e y alone. • T o specify the alternat e function pr inted in gold abov e a ke y , pr ess the gold pr efi x k ey ( T ) , then press the functio n key .
Getting St arted 3 are inc luded for r efere nce. R efe r to these pages of the u ser’s guide f or mor e inf ormati on. Ta b l e 1 - 1 B a s i c F u n c t i o n s Functions Displa y/Description Tu r n c a l c u l a t o r on/off (page 1 6) . T u rns calculator on.
4 Getti ng St arted Digit separ ator (page 1 7) . 1 . The def ault separ ator is a comma (s ee abov e). 2 . T u rn the calculator off first by pr essing S . 3. Pr es s and hold . and then pres s and releas e S to c hange the digit separ ator fr om a comma to a poin t.
Getting St arted 5 Calendar for mat. Month- day- year (M.D Y) or day- month-y ear (D .MY) (pages 29-3 1 , 1 7 5, and 1 87) . Pre ss Uq or Up to set the date format . The def ault setting is M.D Y . The sc reen abo v e show s December 3, 20 1 0 in M.DY f ormat .
6 Getti ng St arted Comp ou n d inter est (pages 39-5 3, 1 86) . Pr ess V L follo wed by dat es separ ated by R to spec ify the compound inte res t option f or odd- peri od calc ulations of inter est (i) , Pres ent V alue (PV ), P ayme nt (P MT) , and Futur e V alue (FV) .
Getting St arted 7 Storage Registers and Continuous Memory Numbers (data) ar e stor ed in memori es called “ registers . ” Spec ial r egis- ters ar e used f or storing n umbers during calc ulation.
8 Getti ng St arted The r esult , 3. 00, is calculated and displa yed immedia tely . Ther e are f our spec ial r egisters us ed for stor ing numbers dur ing calcula- tions, which ar e stacked on top of one anoth er . Call ed “the stack, ” t hese regis ters ar e designated X,Y , Z , and T .
Getting St arted 9 T able 1 - 2 RPN Example Ke ys Display/Description 3 R 4 ; Enters n umbers and oper ation fro m the fir st set of pare ntheses . The sum, 7 , is displa yed and s tored in the X-regis ter . 5 R 6 ; Enters the n umbers and oper ation f ro m the second set of p arentheses.
10 G e t t i n g S t a r t e d Keys us e d to re a rra n g e t he s t ac k: •P r e s s i n g t h e P k ey e xc hanges the numbers in the X-and Y - register s (pages 7 4 and 1 7 2) .
Getting St arted 1 1 F Change sign Changes sign o f number or ex ponent displa yed in the X-regist er (page 1 7) . L Enter expone nt F or very large or v ery small numbers. Enter the mantissa . After pr essing, L , the ne xt numbers ke yed in are exponents of 1 0 (page 1 8 ) .
12 G e t t i n g S t a r t e d T PRE F I X Canc el Afte r T , U , V , W , or u , cancels that key (page 1 7) . V Store Pr ess V and key in the r egister number (0 -9 for re g i s t er s R 0 -R 9, or . 0-9 f o r r eg i s t e r s R . 0 -R . 9 ) to stor e displa yed number in a s pecif ied stor age register .
Getting St arted 1 3 U f Calc ulates date and da ys fr om a starting date K e y in start date and pr ess R . K ey in the number of da ys fr om entered date (if d ate is in the past , pre ss F ). Pr e s s Uf . Displays date and the day of the w eek as a number 1 - 7 to the right o f the display : 1 is for Monda y; 7 is f or Sunday (pages 29-30) .
14 G e t t i n g S t a r t e d U ! Fa ct o r ia l Calculat es factor ial of number displa yed in the X- re g i s t er (page 83) . U k e x Natural antilogar ithm. R aise e to po wer of the number displa yed in the X-r egister (pag e 83) . U l LN Calculat es natural logar ithm (base e) of the number in the displ ayed X-register (page 83 ) .
Getting St arted 1 5 T INT Simple inter est Calc ulates simple inter est (page 33) . A Compound ing peri ods Stor es or calculates number of compounding per iods in f inanc ial probl ems (page 35) . U a Multiplies a number in displa yed X -registe r by 1 2 and stor es the value in the i-r egister (page 39) .
16 G e t t i n g S t a r t e d E Fu t u re va lu e Stores or ca lcul at es t he fut u re val ue (fi na l c as h fl ow) of a f inancial pr oblem (pag es 32, 3 6) . T AMORT Amorti z ation Amortiz es x number of pe riods using values stored in D , B , C , and the displa y .
Getting St arted 1 7 T SL Depr ec iatio n Calc ulates deprec iation using str aight-line method (page 68 ) . T PRI C E Bond p ri ce Calc ulates bond pri ce, gi ven desired y ield to maturity (page 6 7) . T YTM Bond y ield Calc ulates y ield to maturity , giv en bond pr ice (page 6 7) .
18 G e t t i n g S t a r t e d Basic Financial Cal culation Example T able 1 - 4 illustrates ho w easily y o u can perform f inanci al calculations using the HP 1 2c Financ ial Calc ulator .
Getting St arted 1 9 6.9 Ub Enters the a nnua l int erest rate in terms of th e bas ic compounding per iod (6 .9% div ided b y 1 2 months per y ear). 360 A Enters the number of monthl y compounding peri ods (n) for a 3 0 -year loa n ( 1 2 payments per year x 30).
20 Getting S tarted W arranty and Contact Information Replacing the Batteries The calculator us es two , 3 V olt CR203 2 Lithium batteries . The low battery sy mbol ( * ) appears when battery power is nearl y ex hausted. U se only fr esh batteries when r eplacing the battery .
Getting St arted 2 1 siv e descr iption of y our limited warr anty entitlements. In addition, y ou may also have other legal ri ghts under applicable local law or special w ritten agreement wit h H P . Limi te d H ard ware Warran ty Perio d Durati on: 1 2 months total (may vary b y region , please visit www .
22 G e t t i n g S t a r t e d plied by HP , (c) unauthori zed modificati on or misuse, (d) oper ation outside of the published envir onmental spec ificatio ns for the product , or (e) improper site pr epa - ration or maintenance . HP MAKE S NO OT HER EXPRE S S W ARRANTY OR CONDITION WHETHER WR IT - TEN OR ORAL.
Getting St arted 2 3 Customer Care In addition to the one year har dwar e war ranty your HP calc ulator also comes with one year of t echnical support. If y ou need assist ance, HP c ustomer car e can be reached b y either email or telephone. Befor e calling pl ease locate the call center nearest y ou fr om the list below .
24 G e t t i n g S t a r t e d Cayman Is lan d 1 - 800 -7 1 1 -2 884 Chi le 800 - 360 -999 China 0 1 0 -58 30 1 3 2 7 Columbia 0 1 -8000 -5 1 - 4 7 46- 8368 ( 0 1 - 8 0 0 0 - 5 1 - HP INVENT) C o s t a R i c a 0-8 00- 0 1 1- 0 5 2 4 C r o a t i a w w w.
Getting St arted 2 5 Ghana www .hp.com/ support Gr eece 2 1 0 96 9 64 2 1 Gr e na da 1 -8 00- 7 1 1 - 2 8 8 4 Gu ade lu pe 0- 8 00- 99 0-0 1 1; 800 -7 1 1- 2 8 8 4 Guatemala 1 -800- 99 9-5 1 05 Guyana.
26 Ge t t i n g S t a r t e d Montenegro www .hp.com/ support M o n t s e r r a t 1- 8 0 0 - 71 1- 2 8 8 4 Morocco www .h p.com/ support Namibia www .hp.
Getting St arted 2 7 St Kit ts & Nevis 1 -800 -7 1 1 -2 884 St Lucia 1 - 800 - 4 7 8- 4602 St Mart een 1 -800- 7 1 1 - 28 84 Suriname 1 5 6 ; 800-7 1 1- 288 4 Swaz i l a n d w w w .
28 G e t t i n g S t a r t e d Product Regulator y & Environment Information Federal Communications Co mmission Notice This equipment has been tested and f ound to comply w ith the limits for a Clas s B digital de vi ce, pursu ant to P ar t 1 5 of the FCC R u les.
Getting St arted 2 9 If you ha ve questi ons about the product that ar e not related t o this declarati on, write to : Hewl ett -P a ck ard Com pany P .O . Box 6 92000, Mail Stop 5 30 1 1 3 Houst on, TX 77 2 69- 2000 F or questi ons r egard ing this FCC dec lar ation , wr ite to Hewl ett -P a ck ard Com pany P .
30 Gettin g Star ted Hew lett -P ack ard GmbH, HQ- TRE , Herr enberger Sr asse 1 40, 7 1 034 Boeblingen , Germ any Japanese Notice Ko re a n N o t i c e This mar king is v alid for n on-T elecom products and E U harmoniz e d T elecom products (e .g. Bluetooth).
Getting St arted 3 1 Disposal of W aste Equipment by Users in Pr ivate H ousehold in the European Union Chemical Substances HP is committed to pro viding our customers with information about the chemi.
32 Ge t t i n g S t a r t e d.
Een belangrijk punt na aankoop van elk apparaat HP Quick Calc (of zelfs voordat je het koopt) is om de handleiding te lezen. Dit moeten wij doen vanwege een paar simpele redenen:
Als u nog geen HP Quick Calc heb gekocht dan nu is een goed moment om kennis te maken met de basisgegevens van het product. Eerst kijk dan naar de eerste pagina\'s van de handleiding, die je hierboven vindt. Je moet daar de belangrijkste technische gegevens HP Quick Calc vinden. Op dit manier kan je controleren of het apparaat aan jouw behoeften voldoet. Op de volgende pagina's van de handleiding HP Quick Calc leer je over alle kenmerken van het product en krijg je informatie over de werking. De informatie die je over HP Quick Calc krijgt, zal je zeker helpen om een besluit over de aankoop te nemen.
In een situatie waarin je al een beziter van HP Quick Calc bent, maar toch heb je de instructies niet gelezen, moet je het doen voor de hierboven beschreven redenen. Je zult dan weten of je goed de alle beschikbare functies heb gebruikt, en of je fouten heb gemaakt die het leven van de HP Quick Calc kunnen verkorten.
Maar de belangrijkste taak van de handleiding is om de gebruiker bij het oplossen van problemen te helpen met HP Quick Calc . Bijna altijd, zal je daar het vinden Troubleshooting met de meest voorkomende storingen en defecten #MANUAl# samen met de instructies over hun opplosinge. Zelfs als je zelf niet kan om het probleem op te lossen, zal de instructie je de weg wijzen naar verdere andere procedure, bijv. door contact met de klantenservice of het dichtstbijzijnde servicecentrum.
